Safety Smarts: Worker’s Compensation 101

What is Worker’s Compensation?

Worker’s Compensation is a form of insurance that is paid for by employers which entitles you to full medical coverage and part of your salary for job-related injuries and illnesses.

Who is Covered Under Worker’s Compensation?

All employees of Lawrence University are covered under Worker’s Compensation. An employee receiving bodily injury or an illness arising out of employment may be entitled to benefits under the Worker’s Compensation Program.

What Should Employees Do If They Have A Work-Related Injury?

Any employee sustaining an injury on the job should inform his or her supervisor/manager immediately. This notification is needed even if the injury does not appear serious enough to consult medical care and/or does not result in lost time. Even minor injuries, such as a small cut, should be reported as it may develop into something more serious. If an accident or severe illness occurs on university property, it is imperative that the affected employee is provided the most competent medical service available. The employee may be transported to the most appropriate clinic or hospital or may choose to see their own primary care physician. In cases of emergency, call 911 for immediate medical care.

How Do Employees Report A Claim?

An employee sustaining an injury on the job must report the claim by completing an Employee Accident/Injury Incident Report. This document can be obtained from your supervisor or on the Lawrence website, http://www.lawrence.edu/dept/hr/forms. This form must be completed by the employee, signed by the supervisor/manager of the employee, and submitted to Human Resources within twenty-four (24) hours, preferably by the end of the shift in which the injury occurred.

What Else Should Employees Know About Worker’s Compensation?

– The filing of a Worker’s Compensation claim does not guarantee acceptance of the claim. The Worker’s Compensation insurance carrier will investigate the claim to make that determination.

– Employees who are treated by a physician should inform their doctor that “light duty” work is available, and the injury should be evaluated with that in mind. Light duty work may include special projects that do not require standing, lifting, bending, and may be available within or outside of the employee’s department that they normally work in.

– While receiving Worker’s Compensation benefits, employees will be required to make arrangements with the Human Resources Department to continue any benefits coverage they may be enrolled in by paying the employee portion of the premium in a timely manner.

– Absence due to Worker’s Compensation is considered medical leave.

– Vacation and sick balances will continue to accrue during absences due to Worker’s Compensation.

For further clarification or if you have any questions, please feel free to contact Patty Leiker, Associate Director of Human Resources, at ext. 6543.

October is National Breast Cancer Awareness Month

Did you know it is estimated that over 200,000 new cases of breast cancer will occur among women in the United States this year? Did you know that almost 2,000 men will be diagnosed with breast cancer in the United States this year? The good news is that with early detection there are more treatment options and a much better chance for survival.

Here are some tips to help you.

1. Know your risk. Talk to your family to learn about your family health history. Talk to your doctor about your personal risk of breast cancer.

2. Perform monthly, self-breast exams. Know what is normal for you and see your doctor right away if you notice any changes. [Note: Eighty percent (80%) of breast tumors are benign, meaning non-cancerous.]

3. Get screened. Ask your doctor which screening tests are right for you if you are at higher risk. Have a mammogram every year starting at age 40 if you are at average risk. Have your doctor perform a clinical breast exam at least every three years starting at 20, and every year starting at 40.

4. Make healthy lifestyle choices. Maintain a healthy weight, add exercise into your routine and limit alcohol intake.

REMINDERS:

– Routine mammograms are covered at 100% when seeing an in-network provider under the Lawrence University Medical Plan.

– Log on to www.luhealthplan.com to take advantage of the online resources available to you through Coordinated Health Care or call your Care Coordinator at 1-866-360-7936 for guidance on healthcare questions, referrals and care coordination.

– If you are covered under another medical plan, be sure to ask your plan administrator about your preventative care benefits, including mammograms.