Health Insurance Reform, Massachusetts Style

In 2006, Massachusetts (with Mitt Romney as Governor) passed a health reform law that shares many of the features of the U.S. reforms recently passed in Congress and signed by President Obama.  The op-ed piece linked below suggests that when “market failure” meets “regulatory failure” the results will be ugly.

Come to Econ Tea on Monday to discuss this topic.

  1. Asymmetric information and poor incentives cause private markets to work poorly.
  2. Collectivized markets (and strict regulation) poorly serve the public when there exists a wide range of preferences.
  3. Exchanges (which Alain Enthoven once called managed competition) “can” work but only if they don’t fall into the traps provided by 1 and 2 above.

We’re doomed!

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